🤖 VAi – Your Free Insolvency Copilot
Making the right decisions in times of financial distress is not easy. But VAi is here to help.
Launched in August 2023, VAi is the UK’s first AI-powered insolvency bot – built to guide company directors, creditors, and advisers through some of the toughest decisions they’ll ever face.
🧠 What Is VAi?
VAi stands for Virtual Adviser – Insolvency. It’s an easy-to-use, 24/7 tool that answers questions about company insolvency, liquidation, business rescue, directors’ duties, creditor rights, and more.
Unlike search engines or generic AI tools, VAi is purpose-built, drawing from up-to-date UK insolvency law and practical case knowledge. It’s like having an experienced insolvency expert on hand – instantly.
👥 Who Is VAi For?
VAi is designed to support:
📉 Company directors unsure what to do next
📊 Accountants and advisers helping clients under pressure
💼 Creditors and landlords needing clarity on their rights
👥 Shareholders planning solvent exits (MVLs)
🧩 Anyone affected by a company’s financial situation
You don’t need to register or give personal details. Just start typing – and get answers in plain English.
Watch our videos on how to get the best out of VAi.
🎯 Why Was VAi Created?
Paul Brindley FCA, founder of Midlands Business Recovery and creator of VAi, explains:
“Too many people make poor decisions around insolvency – not because they’re foolish, but because it’s unfamiliar territory.
Often, their accountant or solicitor isn’t deeply experienced in insolvency either.
VAi exists to help people make decisions that stand the test of time.”
That’s why VAi is free for the public to use – and why we’ve embedded it on our site.
🔎 What Can VAi Do?
Here’s just a sample of what VAi can help you with:
📌 Explain the difference between CVLs, MVLs, and administrations, and their respective pros and cons – tailored to your circumstances
🕵️ Clarify directors’ legal duties before and during insolvency
📋 Draft emails to landlords, staff, and HMRC
🚫 Flag common mistakes and risks
📂 Help prepare for meetings with an IP
You can even double-check face-to-face advice with VAi if you need reassurance.
🧭 Why It Matters
When a business is struggling, the pressure is intense. You’re expected to make big decisions – quickly – often without experience. VAi helps you:
✅ Make clear, confident choices
⚖️ Understand your legal obligations
🛡️ Avoid regret and future liability
It won’t replace a proper meeting with an insolvency practitioner – but it might just help you ask the right questions and avoid the wrong path.
💡 Want to Use VAi in Your Firm?
If you’re an insolvency practitioner or adviser who’d like to licence VAi for your own firm – with full white-label capability – visit
👉 vaisolutions.co.uk to learn more.
📞 Ready to Talk?
If you’re facing a financial crossroads and need personal guidance alongside VAi, speak directly to Paul Brindley FCA.
📱 07813 102014
📧 paul@midlandsbusinessrecovery.co.uk