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About Us

Midlands Business Recovery is a friendly, highly experienced insolvency practice supporting company directors and their accountants across the Midlands and beyond. Our principal, Paul Brindley, is an ICAEW licensed insolvency practitioner with 40 years of experience providing clear, ethical advice. We focus on calm solutions, practical support, and treating every client with empathy and respect.

Rescuing Viable Businesses

We help directors stabilise, restructure and protect what they’ve built.
   

Close with Confidence

When it’s time to wind down, we support directors every step of the way.

Tax-Efficient Exits

For solvent companies, we ensure shareholders keep more of what they’ve earned.

Your Insolvency Copilot

VAi is there to help you understand your options with speed and clarity.

Insights & Updates

Stay informed with our latest articles and expert guidance.

Fixed and Floating Charges… Why the Difference Matters When a Company Fails

When a director looks at the Companies House register and sees that the bank has a debenture, the natural reaction is often: “The bank is secured over everything, so there’ll be nothing left for anyone else.” That may...

HMRC Is Doing the Winding Up – And It’s Only Getting Started

For forty years I've watched the tide of corporate distress come in and go out. What I've never had, that is until now, is a way to see it coming in real time. So this year we built one: an in-house Early Warning...

Reservation of Title Claims… What Directors Must Do When Suppliers Want Their Goods Back

Your company is short of cash.  Suppliers haven’t been paid. Stock remains in the warehouse. Then one of those suppliers arrives and says: 'Those goods still belong to us. We’re taking them back.' For a director...

Dividends, Drawings and Director Pay When Cash Is Tight

In many owner-managed companies, the director’s pay arrangements have evolved rather than been designed. There is a modest salary through payroll. Dividends are taken when cash allows. Personal expenses sometimes find...

Who Gets Paid First in an Insolvency? The Creditor Priority Explained

When directors first see a company’s estimated insolvency position, they often make a perfectly understandable assumption: “The company has £200,000 of assets and owes £300,000, so creditors should receive about 67p in...

Customer Deposits When a Company Is in Trouble… Can You Keep Taking Them?

Your company is running short of cash. Suppliers are pressing. HMRC is overdue. The overdraft is near its limit. Then a new customer offers to pay you a £5,000 deposit. For a director under pressure, that money can...

HMRC Time to Pay… Rescue Tool or Just Delaying the Inevitable?

For many struggling companies, HMRC is not just another creditor. It is often the largest creditor, the most persistent creditor and the one debt that directors have quietly allowed to grow while keeping wages,...

Is It Time to Stop Trading? The Question Every Director Eventually Faces

There comes a point in almost every struggling business when the director asks the same question: "Can we carry on for just another few weeks?" Sometimes the answer is yes. Sometimes it isn't. Knowing the difference is...

Statutory Demands and Winding-Up Petitions: Why Directors Should Never Ignore Them

One of the most common things I hear from directors is: 'It's only a letter at the moment.' Sometimes that's true, sometimes it isn't. When a creditor serves a statutory demand or threatens a winding-up petition, the...

Personal Guarantees and Insolvency … What Directors Need to Understand

Personal guarantees often sit quietly in the background for years. They get signed when the bank or landlord want comfort or when the finance company wants a bit more security. At the time, they can feel like just...

Testimonials

The first day I met Paul Brindley, I was a broken man.  My Business of 20 years had severe cash flow problems and I could not see a way out.

I had spoken to a number of Insolvency Practitioners, to seek their advice, however if you are in a similar position that I was, forget the rest, Paul Brindley is in a league of his own.

 

Having decided to close our 35 year old business and retire, we were faced with the daunting task of a Members Voluntary Liquidation to materialise our hard earned assets. Midlands Business Recovery guided us through the complex process to make the journey as stress free as possible. Their detailed plan was followed and everything was executed as proposed in a timely and professional manner. We are very grateful to Midlands Business Recovery , and Paul Brindley in person, for all their help and advice, we would have no hestitaion in highly recommending them if you should find yourselves in need of their services. 

MS and JS, ex- Directors of ND Limited.

“Paul was kind, calm, and incredibly supportive. He gave us hope when we felt lost and made the process so much less frightening.” — K. Thomas, Company Director

“I would recommend Paul to anyone in difficulty – he helped me face facts, explained everything in plain English, and made me feel like I could move forward.” — L. Mistry

“I thought insolvency would be the end of the road. Instead, Paul helped me understand my options and even how to save parts of the business. His advice was a lifeline.” — R. Lewis

Paul, we would just like to express our gratitude to you for everything you have done for us.  It was so hard for us.  We were so scared of the unknown, but with your guidance, trust and support we made it through to the other side.  We feel very privileged to have met you and consider you as a dear friend Paul.  If we can ever be of assistance to you, please give us a call.  You have restored our faith in human nature.  Once again thank you.’   Deb & Stu P.

‘Simply brilliant’ – director of a struggling Birmingham diecasting company

‘Thank you Paul, you have dealt with everything superbly, I could not have asked for better.’ – JG

I was introduced to Paul Brindley by a solicitor some two and a half years ago. My property business had become a victim of the recession and extortionate banking charges. Paul’s professional skills, legal knowledge and outside contacts are unbelievable. He is honest, reliable and personable. Paul is a good listener. He is proactive in his approach and researches, recommends and implements a way forward. Paul’s guidance and support has been invaluable. His work ethic is unbelievable; early morning or late at night he responds. Paul is the tower of strength and commitment you need to turn your business around. A first class service with the highest integrity.’  – BA   (this is a David v Goliath fight where the bank concerned sold the client’s property at a massive undervalue, having failed to recognise, despite having employed agents, the true worth of its security).

‘As a SME employing around 20 people Midlands Business Recovery have been a single source of assistance in these current demanding economic circumstances.  As an SME too reliant on work from a limited sector of the engineering economy we had a need to have an external review of our business strategy by industry experts (our sector being specialised) and to also seek a purchaser who could add other strengths to the company. Midlands Business Recovery were able to provide viable options on both strands. Without such assistance we would probably have been faced with closure and the loss of all jobs.’   Peter L.  (this company employed 18 people, had run out of work, had net liabilities of £150k representing a debt owed to its owner.  I found a buyer who brought work into the company, saving 16 of the jobs, completing a deal for the shares which should see the owner be repaid his debt over time out of future profits.  The alternative was liquidation, with the certain loss of all jobs and the owner’s £150k)

‘Paul, we would like both like to say a big thank you for taking the time to sit down with us and give us some very useful information.  We were really at breaking point ….. and made us feel so much more positive.  If only there were more people like you in the world.  Thank you’.  Lauren & Christian H.

On a personal note I would like to thank you from the bottom of my heart for ………giving me your support on which I consider to be one of the most difficult and saddest days of my life.  Your professionalism and compassion with which you have shown in dealing with the liquidation of my company and my personal bankruptcy have meant a great deal not just to me but the whole of my family.  Thank you so much for your help and advice’.   NSC

Paul, we would just like to express our gratitude to you for everything you have done for us.  It was so hard for us.  We were so scared of the unknown, but with your guidance, trust and support we made it through to the other side.  We feel very privileged to have met you and consider you as a dear friend Paul.  If we can ever be of assistance to you, please give us a call.  You have restored our faith in human nature.  Once again thank you.’   Deb & Stu P.

‘Paul provides an independent and local solution to business recovery. He is practical and personable, essential when you need assistance in difficult times.’  Jonathan D, Senior partner in a local firm of chartered accountants

‘Paul Brindley really does know his stuff , he has helped me personally through bankruptcy and advised on all my business matters , his experience in his sector is second to none , his monthly reports are informative and very useful to all business owners .’  – Dave T

‘I have worked with Paul on several projects and he has been committed, knowledgeable, courteous and direct with his advice to clients etc.’  David A, consultant

Last week I had a call from one of my friends, very upset and panicking lots. Her long-time partner had left her, leaving her with a very messy situation with the business. I spoke to Paul about the situation she was in and asked him to speak to her to discuss her options, with liquidation being the obvious option. Paul was absolutely incredible, understanding of her delicate situation, compassionate and gave Louise the advice that was best for her and her circumstances, really thinking it through. Paul, you have allowed Lou to stop panicking, allowed her to focus her thoughts and actions on what to do now and made her 5 boys very happy as their Mom has stopped crying! I cannot thank you enough for your time, thought and guidance. You are an absolute credit to your business and profession, and I would highly recommend anyone with financial difficulties within their business to speak with you! Thank you, Paul! Claire Lloyd-Jones, LJ Modern Bookeeping”

Let’s Talk. You’ll Be Glad You Did.

Whether you’re planning to close your company or facing difficult trading conditions, the worst thing you can do is delay.

We offer honest, plain-English advice — no pressure, no sales pitch — just a confidential conversation to help you understand your options.

📞 Call Paul Brindley FCA: 07813 102014
📧 Email: paul@midlandsbusinessrecovery.co.uk