by Paul Brindley | Jul 14, 2026 | Advice to Directors
In many owner-managed companies, the director’s pay arrangements have evolved rather than been designed. There is a modest salary through payroll. Dividends are taken when cash allows. Personal expenses sometimes find their way through the business bank account. The...
by Paul Brindley | Jun 19, 2026 | Advice to Directors
There comes a point in almost every struggling business when the director asks the same question: “Can we carry on for just another few weeks?” Sometimes the answer is yes. Sometimes it isn’t. Knowing the difference is one of the most important...
by Paul Brindley | Jun 10, 2026 | Advice to Directors
Personal guarantees often sit quietly in the background for years. They get signed when the bank or landlord want comfort or when the finance company wants a bit more security. At the time, they can feel like just another document. But when the business hits trouble,...
by Paul Brindley | May 14, 2026 | Advice to Directors, Uncategorised
One of the hardest parts of company insolvency is not the law, the paperwork, or even HMRC. It’s the people. When a business is in trouble, directors often spend weeks focused on cashflow, creditors, and survival. Meanwhile, employees can see the same signs you are...
by Paul Brindley | Apr 7, 2026 | Advice to Directors
If you run a company long enough, you’ll hit pressure points. Cash tightens, creditors start calling, and decisions that once felt routine suddenly carry weight. One of the most misunderstood areas I deal with is wrongful trading. Directors occasionally panic too...
