by Paul Brindley | Aug 4, 2026 | Creditor, Supplier and Employee Issues
A company’s asset register can be misleading. It may list vans, forklifts, machinery, photocopiers, computers and specialist equipment. But that doesn’t necessarily mean the company owns them. Some may be leased. Some may be hired. Some may be subject to hire...
by Paul Brindley | Jul 28, 2026 | Creditor, Supplier and Employee Issues
When a director looks at the Companies House register and sees that the bank has a debenture, the natural reaction is often: “The bank is secured over everything, so there’ll be nothing left for anyone else.” That may be true. But often it isn’t. A debenture commonly...
by Paul Brindley | Jul 26, 2026 | Creditor, Supplier and Employee Issues
For forty years I’ve watched the tide of corporate distress come in and go out. What I’ve never had, that is until now, is a way to see it coming in real time. So this year we built one: an in-house Early Warning System that watches every West Midlands...
by Paul Brindley | Jul 21, 2026 | Creditor, Supplier and Employee Issues
Your company is short of cash. Suppliers haven’t been paid. Stock remains in the warehouse. Then one of those suppliers arrives and says: ‘Those goods still belong to us. We’re taking them back.’ For a director already under pressure, the temptation is...
by Paul Brindley | Jul 8, 2026 | Creditor, Supplier and Employee Issues
When directors first see a company’s estimated insolvency position, they often make a perfectly understandable assumption: “The company has £200,000 of assets and owes £300,000, so creditors should receive about 67p in the pound.” Sadly, it rarely works like that. ...
