by Paul Brindley | Jun 10, 2026 | Advice to Directors
Personal guarantees often sit quietly in the background for years. They get signed when the bank or landlord want comfort or when the finance company wants a bit more security. At the time, they can feel like just another document. But when the business hits trouble,...
by Paul Brindley | Apr 21, 2025 | 40 Years in Insolvency - Now Let's Talk Honestly
In December 2024, the Insolvency Service released a landmark research report into Creditor’s Voluntary Liquidations (CVLs), which pulled back the curtain on how these insolvencies are really being carried out on the ground. You can read the full report here:👉 CVL...
by Paul Brindley | Apr 10, 2023 | Advice to Directors, Personal Debt
A personal guarantee is a legally binding agreement that an individual (you as guarantor) will be responsible for the repayment of a debt, should the debtor (usually a business) fail to do so. It is often required by lenders such as banks to provide additional...
by Paul Brindley | Jan 17, 2023 | Advice to Directors, CVLs
A day doesn’t go past without our receiving a call from a director desperate for advice on what to do with their insolvent company. In many instances, there is no viable business left to save and the cupboard is well and truly bare – there are either no...
