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Pre-Insolvency Health Check: Early Warning Signs

Pre-Insolvency Health Check: Early Warning Signs

by Paul Brindley | Jul 8, 2025 | Advice to Directors

When you’re steering a company through choppy waters, spotting the first ripples of trouble can mean the difference between a quick recovery and a full-blown crisis. In four decades as a licensed insolvency practitioner, I’ve found that directors who act early often...
What Is Formal Insolvency? A Director’s Primer

What Is Formal Insolvency? A Director’s Primer

by Paul Brindley | Jul 3, 2025 | Advice to Directors

When a business hits financial turbulence, one of the most daunting prospects for a company director is the word ‘insolvency.’ It’s a loaded term, one that conjures images of finality, failure, and fear. But it doesn’t need to be that way. As someone who’s...
Reservation of Title: What Suppliers Need to Know When a Customer Enters Insolvency

Reservation of Title: What Suppliers Need to Know When a Customer Enters Insolvency

by Paul Brindley | Jun 17, 2025 | Advice to Directors, Creditor, Supplier and Employee Issues

When a company you supply goes into insolvent liquidation or administration, it’s natural to ask: can I get my goods back? If you have a reservation of title (ROT) clause in your terms and conditions, you might be able to recover goods you’ve supplied but...
DLA Danger: What Directors Need to Know Before It’s Too Late

DLA Danger: What Directors Need to Know Before It’s Too Late

by Paul Brindley | Jun 16, 2025 | Advice to Directors

DLA Danger: What Directors Need to Know Before It’s Too Late Why your overdrawn director’s loan account could cost you personally If your business is struggling and you’ve been taking money from your company through drawings rather than salary or dividends, it’s time...
Directors, Document Everything: Why Contemporaneous Notes Can Make or Break You

Directors, Document Everything: Why Contemporaneous Notes Can Make or Break You

by Paul Brindley | Jun 10, 2025 | Advice to Directors

  After 40 years advising directors in distress, one thing I’ve learned is this: if you didn’t write it down, it’s as if it never happened. When a company is struggling, or even just navigating uncertainty, directors are always working incredibly hard behind the...
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