by Paul Brindley | Jul 26, 2026 | Creditor, Supplier and Employee Issues
For forty years I’ve watched the tide of corporate distress come in and go out. What I’ve never had, that is until now, is a way to see it coming in real time. So this year we built one: an in-house Early Warning System that watches every West Midlands...
by Paul Brindley | Jun 24, 2026 | Creditor, Supplier and Employee Issues
For many struggling companies, HMRC is not just another creditor. It is often the largest creditor, the most persistent creditor and the one debt that directors have quietly allowed to grow while keeping wages, suppliers and lenders paid. When the pressure increases,...
by Paul Brindley | Mar 5, 2026 | Advice to Directors
There’s a moment most directors recognise… usually late at night, staring at online banking, refreshing the screen as if the numbers might magically improve. Sales are uneven. Creditors are calling more often. VAT is looming. Payroll is getting uncomfortably...
by Paul Brindley | Feb 17, 2026 | Advice to Directors
A practical action plan for directors who want to stay in control, protect creditors, and protect themselves That moment arrives quietly for most directors. You’re not sleeping well. You’re juggling payments. HMRC is chasing. Suppliers want pro-formas. Cash is leaving...
by Paul Brindley | Jul 10, 2023 | Advice to Directors
As a business owner, it’s crucial to understand the implications of not paying your VAT (Value Added Tax) on time. The consequences can range from short-term financial fines to long-term legal action against your company. In this article, we’ll discuss the...